Students interested in summer financial aid must first register for summer courses AND have a completed 2018-19 FAFSA on file. There is not a separate summer financial aid application. If students are determined eligible for summer aid, they should be packaged within 2 weeks after registration. If a student does not receive award notifications, it has been determined they are not eligible for summer aid.

Financial aid for the summer quarters works differently from the standard fall, winter, and spring terms. Other than Pell, eligibility is partly based on the remaining aid from the Fall 2018, Winter 2018, and Spring 2019 terms. For instance, if a student has borrowed maximum loan eligibility for the aid year, they are typically not eligible for a summer loan disbursement.

Eligibility is based on the 2018-2019 FAFSA and general requirements for financial aid disbursement, included in our terms and conditions. 12 credits is considered full time. Students cannot use future funds from the 2019-2020 award year to pay for summer 2019. Unresolved issues on student accounts may prevent summer awarding. The 2018-19 FAFSA must be completed by June 30th, 2019.

The last date we will be awarding Summer Financial Aid is July 22nd.

Please read the FAQ and let us know if you have any additional questions by emailing us at Finaid@sou.edu.

Frequently Asked Questions

  • When will my Financial Aid disburse?

Financial Aid will disburse based on your first course start date. For example, if you are taking 4 credits that start in June and 8 credits that start in August, your Financial Aid will disburse in June when your first course begins.

  • By Summer term I will be a higher grade level, can my loan(s) be increased?

Generally, as long as you haven’t met your lifetime loan limits we can increase your loan if you are going from a Freshman to a Sophomore, or a Sophomore to a Junior. Juniors and Seniors receive the same annual loan amount so there is no change in eligibility.

  • When is the deadline to accept my Financial Aid?

While there is no deadline to accept your Financial Aid for Summer we highly recommend to do it as soon as possible. Some funds cannot be applied retroactively to a term once it has ended.

  • Where can I check my Summer Aid Award?

Your Summer Financial Aid Award will be available for you to view and accept on your 2018-19 Financial Aid Award on InsideSOU. Please wait until you receive the email notification that you have been awarded Summer Financial Aid.

  • I didn’t get a Summer Award email, what are my options for Summer?

If you aren’t eligible for Summer Financial Aid there are some options.

If you are a dependent student, your parent can apply for a Parent PLUS Loan on studentloans.gov for Summer term.

If you are a Independent student, you can apply for a private student loan through an outside financial institution of your choice.

If you are a Graduate student, you can apply for a Graduate PLUS Loan on studentloans.gov or a private student loan through an outside financial institution of your choice.

  • I have a Parent or Graduate PLUS Loan approved for this year, do I need to reapply for Summer?

Yes, Summer is an additional term outside of the standard academic year so if you were using a Parent or Graduate PLUS Loan you or your parent would need to reapply at studentloans.gov for the Summer term.

  • I’m graduating and will be a Graduate student beginning Summer term, is there anything additional I need to do?

When you are going from an Undergraduate to a Graduate student there isn’t anything additional you need to do but there is some extra steps that we have to take to award you Financial Aid. We ask that you email us at finaid@sou.edu to let us know if you are going from an Undergraduate to a Graduate for Summer term. Otherwise, there isn’t anything else we need from you. The process is as follows:

- When your degree is awarded for Spring term, we will update your FAFSA to reflect being a Graduate student.

- Once your corrected FAFSA comes back, we will then be able to award your Summer Graduate Financial Aid and will send you an email when your award is available.

- At that point, you’ll need to accept your award and complete any additional requirements such as Entrance Counseling or a Master Promissory Note on studentloans.gov if you haven’t borrowed loans previously.

- Once those steps have been completed we will disburse your Summer Financial Aid.

Due to these extra steps, your Financial Aid will not be ready to disburse if your courses start during the first part of term. Once your degree is awarded it can take up to 2 weeks before we will be able to disburse your funds. It’s important to plan accordingly!